November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Highlands Ranch, CO

Latitude: 39.544549 -- Longitude: -104.96808

ZIP Codes for Highlands Ranch, Colorado	80124 80126 80129 80130 80163
Area Code for Highlands Ranch, Colorado	303
Time zone for Highlands Ranch, Colorado	MST

Other Area Cities: Aurora, CO Columbine Valley, CO Cherry Hills Village, CO Denver, CO Highlands Ranch, CO Englewood, CO Littleton, CO Greenwood Village, CO

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Highlands Ranch is often used in the national media as the textbook example of urban sprawl. Being primarily composed of single-use zoning, residents are nearly entirely dependent on the automobile as a means of transportation. It is on the fringes of the metro area and consists of some of the areas lowest housing densities, along with a relative dearth of office and retail. What differentiates Highlands Ranch from surrounding communities is its massive area and population (if incorporated, it would be one of the largest cities in Colorado). There are few examples of a single residential development of such massive size anywhere else in the country. Some argue that Highlands Ranch is a primary contributor to traffic woes on Colorado State Highway 470 and on Interstate 25. Others counter that Highlands Ranch is no different from most other suburban development in Denver and around the nation. It is merely its size and population that gives it such a high profile. -- Source: Wikipedia.com

Colorado 2000 Census Population Profile Map

	Highlands Ranch	Colorado	United States
Population	70,931	4,301,261	281,421,906
Median age	32.2	34.3	35.3
Median age for Male	32.2	33.2	34
Median age for Female	32.1	35.4	36.5
Households	24,544	1,658,238	105,480,101
Household population	70,907	4,198,306	273,643,273
Average household size	2.89	2.53	2.59
Families	19,744	1,084,461	71,787,347
Average family size	3.24	3.09	3.14
Housing units	25,421	1,808,037	115,904,641
Occupied units	24,544	1,658,238	105,480,101
Vacant units	877	149,799	10,424,540

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November 20, 2008

Local Information for Highlands Ranch, CO

Latitude: 39.544549 -- Longitude: -104.96808

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