YOUR Connecticut real estate agent!

These are the rules for Earning your $8,000 Home Buyers Tax Credit

The Buyers: You may not have owned another home within the previous three years. Earnings may not exceed $75,000 for singles – couples, $150,000. If earnings exceed the above, credit may be reduced.

The Purchase: You must close on the property before December 1, 2009.

The Tax Credit: If you owe personal taxes the next time you file, you will pay $8,000 less. If you owe no taxes – you will receive a check for $8,000. To receive an $8,000 credit, your new home must sell for $80,000 or more.

Repayment of Tax Credit: If you own your home for three years or more, there is no repayment of the $8,000. There are special circumstances when the credit does not have to be repaid, even when the home is sold in less than three years.

Housing Selection: There are an amazing number of homes on the market. You may choose your home from new construction, existing housing or from foreclosures.

Interest Rates: Current rates are among the lowest in a generation. They are expected to continue at these low rates through the end of 2009.

Credit Score: Your credit score must meet or exceed the minimum required by your lender. No Money Down: Depending on your circumstances, it may be possible to obtain a no, or low down payment loan.

Gifts: Family or employers “gifts” may be used to apply toward a down payment.

Closing Costs: Very often, sellers will contribute the closing costs in a fair sale.

Loan Prequalification: First step is to become pre-qualified for your loan. DO NOT use an Internet lender. Select from a reputable local bank or mortgage broker. We can – and will provide you with names to choose from.

Finding Your Home: Once you have described the home you are seeking, we will arrange to send you all of the newly listed homes that “come to market” within your price range and which have the principal home features you want. Each of these properties will have complete home addresses – allowing you to drive-by at your convenience.

Appointment: Please contact me at the telephone number(s) on my card or Email for a brief meeting at your home or at my office.

Let’s Get Started – You must buy before December 1, 2009 to be eligible for the $8,000 Tax Credit.



Posted by Tom Sheldon on May 05, 2009 at 08:26 PM

About Tom Sheldon
Tom and Cathy Sheldon, award winning Residential Real Estate Professionals, are proud to serve the communities of Eastern Connecticut. Check us out at www.SheldonTeam.com. CALL US at 860-701-0600 x238. Whether you are BUYING or SELLING a home, looking for land, or a multi-family property, YOU require expert and timely real estate advice and representation. Every real estate transaction is unique and requires special coordination. YOU will have the benefit of our knowledge, experience and large network of real estate professionals to make every transaction as smoothe and hassle-free as possible. That's why our motto is, "Your satisfaction is our first priority!" Expect to be satisfied! Our satisfied SELLER and BUYER clients have bought and sold homes throughout Eastern Connecticut: from Stonington to Old Lyme; from Colchester to Columbia; from Norwich to Canterbury; and from Putnam to Ledyard. Our agents live in East Lyme, Ledyard, New London and Niantic. We provide unsurpassed FULL PERSONAL SERVICE to our clients and we prove it every day. Going the 'extra mile' is the only way we conduct business. Do not settle for less! Our brokerage is new THE PARTNER NETWORK real estate office, conveniently located at 180 Flanders Road [Rt. 161] in Niantic, CT. This is just one minute south of Rt. 95 Exit 74 [East Lyme}. We also have an office at 210 West Town St, Norwich. The Partner Network offers full service real estate brokerage for Buyers, Sellers and Investors. Our company has more than 40 highly experienced REALTORS and associated real estate professionals. Our locations in Eastern Connecticut provides easy access to all communities surrounding the I-95 and I-395 corridor.



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Tom Sheldon - The Partner Network LLC
Tom Sheldon
The Partner Network LLC


180 Flanders Road
Niantic, CT 06357

VOICE: 860-701-0600

FAX: 860-691-2295

TOLL FREE:
800-331-3939



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