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Top Ten Tips For Home BuyersMore than seven million American homes are sold every year. If you want to become a homeowner, there are 10 tips you should know:About You 1. Pay your bills on time. This makes you a lower credit risk and, therefore, a better candidate for a mortgage at the lowest possible rate. Paying your bills now can make it easier for you to get a mortgage later. 2. Check and update your credit report before starting to look for a home. Credit reports are used by lenders to determine whether you will qualify for the mortgage you seek and for the interest rate you pay, so make sure your report is accurate. 3. Determine what monthly mortgage payment you realistically can afford. Calculators to determine this can be found at The Home Loan Learning Center, which is part of the Mortgage Bankers Association's web site. 4. Take time to learn important terms and understand their meaning. Become familiar with words used in the home-buying process. About Your Loan 5. See your lender first. Find out what you can afford before you look at houses. 6. Shop around. Compare the different types of mortgages and the interest rates offered by different lenders. Have the lender validate your calculations and agree that you are qualified for a home loan and monthly payments of that size. Get prequalified. 7. Understand the deal. Ask about closing costs and other fees before you sign the documents. Ask if you will incur costs if you refinance or prepay your mortgage. 8. Work interactively with a mortgage lender. Your lender will likely need to talk with you from time to time and may need additional information. Make sure you get back to your lender quickly so the process can be completed as soon as possible. About Your Home 9. Avoid emotional buying. Before you look at any house, determine what features you really need in a home and then try to stick to the list you made. 10. Visit as many homes as possible. About Monica Macho Monica Macho is affliated with Cypress Realty Inc., GMAC Real Estate, which is located in Fort Myers, FL. For further assistance please use the contact information located on the right. 
As of 05/22/12 the Monica Macho RePage is ranked at 2,088 with 460 points. |
Local Information for Fort Myers, FL
Latitude: 26.63175 -- Longitude: -81.857096
| ZIP Codes for Fort Myers, Florida | 33901 33902 33903 33905 33906 33907 33908 33911 33912 33913 33916 33917 33918 33919 33965 33994 |
| Area Code for Fort Myers, Florida | 239 |
| Time zone for Fort Myers, Florida | EST |
Other Area Cities: Fort Myers Beach, FL Fort Myers, FL Cape Coral, FL Fort Myers Villas, FL North Fort Myers, FL Lehigh Acres, FL
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Fort Myers is the county seatGR6 and commercial center of Lee County, Florida. The population was 48,208 at the 2000 census. According to the 2005 U.S. Census Bureau's Estimates, the city had a population of 61,412 (pushing past the 50,000 mark in 2003). The city is one of two major cities that make up the Cape Coral-Fort Myers MSA, the other being Cape Coral. As of July 1, 2005, the population estimate for the metropolitan area was 544,758.[1] Established in 1886, Fort Myers is the historical and governmental hub of Lee County. It is the gateway to the Southwest Florida region, which is a major tourist destination in Florida, as well as being a popular place to live for retirees. The winter homes of Thomas Edison (Seminole Lodge) and Henry Ford (The Mangoes), which are both primary tourist attractions in the region, are located on McGregor Boulevard in Fort Myers. -- Source: Wikipedia.com
| Fort Myers | Florida | United States | |
| Population | 48,208 | 15,982,378 | 281,421,906 |
| Median age | 32.4 | 38.7 | 35.3 |
| Median age for Male | 31 | 37.3 | 34 |
| Median age for Female | 34.2 | 40.1 | 36.5 |
| Households | 19,107 | 6,337,929 | 105,480,101 |
| Household population | 45,901 | 15,593,433 | 273,643,273 |
| Average household size | 2.4 | 2.46 | 2.59 |
| Families | 10,735 | 4,210,760 | 71,787,347 |
| Average family size | 3.1 | 2.98 | 3.14 |
| Housing units | 21,836 | 7,302,947 | 115,904,641 |
| Occupied units | 19,107 | 6,337,929 | 105,480,101 |
| Vacant units | 2,729 | 965,018 | 10,424,540 |
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Monica Macho
Cypress Realty Inc., GMAC Real Estate
7270-4 College Parkway
Fort Myers, FL 33907
VOICE: 239-275-3321
FAX: 239-275-4912
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