November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Rome, GA

Latitude: 34.259893 -- Longitude: -85.185037

ZIP Codes for Rome, Georgia	30149 30161 30162 30163 30164 30165
Area Code for Rome, Georgia	706
Time zone for Rome, Georgia	EST

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Rome is the largest city in and the county seat of Floyd County, Georgia, United States. It is the principal city of the 'Rome, Georgia Metropolitan Statistical Area' which encompasses all of Floyd County. As of the 2000 census, the city had a total population of 34,980. The name for the town is a commemoration of Rome, Italy. Rome, GA, was built on seven hills, a feature that was the inspiration for the name. This connection is emphasized by a replica of the statue of Romulus and Remus nursing from a mother wolf, a symbol of the original Rome, which was a 1929 gift from the Italian dictator Benito Mussolini. -- Source: Wikipedia.com

Georgia 2000 Census Population Profile Map

	Rome	Georgia	United States
Population	34,980	8,186,453	281,421,906
Median age	34.6	33.4	35.3
Median age for Male	31.9	32.1	34
Median age for Female	37.3	34.6	36.5
Households	13,320	3,006,369	105,480,101
Household population	32,866	7,952,631	273,643,273
Average household size	2.47	2.65	2.59
Families	8,438	2,111,647	71,787,347
Average family size	3.07	3.14	3.14
Housing units	14,508	3,281,737	115,904,641
Occupied units	13,320	3,006,369	105,480,101
Vacant units	1,188	275,368	10,424,540

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November 20, 2008

Local Information for Rome, GA

Latitude: 34.259893 -- Longitude: -85.185037

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