Checklist for Buying a Home

Buying a home can be one of the best feelings in the world. Nothing beats that feeling of security and satisfaction when you open the door to a new home and are happy with your purchase. The question is, how can you best ensure that feeling is going to happen? There are a lot of pitfalls in the real estate world and naturally you want to be able to avoid them and end up with a great home. Here are some great tips on how to streamline your home purchase and keep those little headaches from cropping up.

Enough cannot be said about being financially secure and aware. If you spend some time organizing your finances before making an offer the process becomes much less stressful. Take some time and research your credit history and find out if there are any outstanding issues or problems and get them taken care of. This can negatively affect your chances of getting a good mortgage, so it's in your best interest to clear any credit issues up before the buying process starts. Most mortgage companies will offer you a pre-qualification, now this is nice to have but you are better off to take it a step further. Obtain a pre-approval for your mortgage. The pre-approval gives you an absolute number to work with. Not only does this make shopping for a home easier on you, but it gives you a significant amount of leverage in the actual sale.

The next logical step is to begin working with your realtor on finding homes that suit your needs. Let you realtor know what things you cannot do without and those things that you would like and let them come up with a list of fitting homes. During this time you can also research the available homes in your chosen area on the internet and find places that appeal to you. With this ammunition you and you agent should be able to view homes and properties with confidence and easily find a place that is agreeable to your needs, wants, and wallet.

Once you have located the perfect property, have an inspection done. This step cannot be stressed enough. Be wary of sellers who are willing to sell to others on the "no inspection" clause. This is never a good thing and much of the time they don't want an inspection done for a reason. The inspection is extremely important step in ensuring your protection as the new owner. After all, this is going to be home right? Don't ever sell yourself short.

Posted by Laura Phinizy on December 13, 2008 at 12:00 AM

About Laura Phinizy
Laura Phinizy is affliated with Blanchard and Calhoun Real Estate Co, which is located in Augusta, GA. For further assistance please use the contact information located on the right.

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Local Information for Augusta, GA

Latitude: 33.433271 -- Longitude: -82.022048

ZIP Codes for Augusta, Georgia	30901 30903 30904 30905 30906 30907 30909 30910 30911 30912 30913 30914 30916 30917 30919 30999
Area Code for Augusta, Georgia	706
Time zone for Augusta, Georgia	EST

Other Area Cities: Aiken, SC Augusta, GA Evans, GA Martinez, GA Hephzibah, GA

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Augusta is a city located in the U.S. state of Georgia. As of 2000, the population was 195,182. In 1996, the governments of the City of Augusta and Richmond County combined to form a single governing body known as Augusta-Richmond County. The consolidated city-county is today simply known as "Augusta, Georgia" and not by the consolidated name. The area that comprises the city limits of Augusta (identified during the 2000 census as "the Augusta-Richmond County balance") includes almost all of Richmond County, except for the towns of Hephzibah and Blythe, which maintain governments separate from that of Augusta. Augusta's official nickname is The Garden City. It is also known as Masters City, since it plays host to the Masters golf tournament. The city recently adopted the motto, "We Feel Good", in recognition of native son and soul music legend James Brown. Notable residents include: James Brown (Musician), Hulk Hogan (Professional wrestler), and Woodrow Wilson (U. S. President). -- Source: Wikipedia.com

Georgia 2000 Census Population Profile Map

	Augusta	Georgia	United States
Population	195,182	8,186,453	281,421,906
Median age	32.3	33.4	35.3
Median age for Male	30.3	32.1	34
Median age for Female	34.3	34.6	36.5
Households	72,307	3,006,369	105,480,101
Household population	184,312	7,952,631	273,643,273
Average household size	2.55	2.65	2.59
Families	48,234	2,111,647	71,787,347
Average family size	3.13	3.14	3.14
Housing units	80,481	3,281,737	115,904,641
Occupied units	72,307	3,006,369	105,480,101
Vacant units	8,174	275,368	10,424,540

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Checklist for Buying a Home

Local Information for Augusta, GA

Latitude: 33.433271 -- Longitude: -82.022048

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