November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Lexington, KY

Latitude: 38.029632 -- Longitude: -84.494642

ZIP Codes for Lexington, Kentucky	40502 40503 40504 40505 40506 40507 40508 40509 40510 40511 40512 40513 40514 40515 40516 40517 40522 40523 40524 40526 40533 40536 40544 40546 40550 40555 40574 40575 40576 40577 40578 40579 40580 40581 40582 40583 40584 40585 40586 40587 40588 40589 40590 40591 40592 40593 40594 40595 40596 40598
Area Code for Lexington, Kentucky	859
Time zone for Lexington, Kentucky	EST

Other Area Cities: Lexington, KY Georgetown, KY Nicholasville, KY Versailles, KY Winchester, KY Richmond, KY

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Lexington, Kentucky, United States, known as the "Horse Capital of the World," is located in the heart of the Bluegrass region. It is the second-largest city in Kentucky, after Louisville, and the 70th largest in the United States. On January 1, 1974 Lexington became the first municipality in the Commonwealth of Kentucky to form a consolidated city-county government by merging with Fayette County. In 2005, the population estimate given by the U.S. Census Bureau was 268,080. Lexington is home to the Kentucky Horse Park, Keeneland race course, the Red Mile race course, a Jif peanut butter plant which produces more peanut butter than any other factory in the world, Transylvania University and the University of Kentucky (UK). The area code (859) spells out UKY. UK's basketball program is immensely popular in the city, and the University of Kentucky Wildcats basketball team have won more games than any other team in college basketball history. -- Source: Wikipedia.com

Kentucky 2000 Census Population Profile Map

	Lexington	Kentucky	United States
Population	260,512	4,041,769	281,421,906
Median age	33	35.9	35.3
Median age for Male	31.7	34.6	34
Median age for Female	34.5	37.1	36.5
Households	108,288	1,590,647	105,480,101
Household population	247,789	3,926,965	273,643,273
Average household size	2.29	2.47	2.59
Families	62,955	1,104,398	71,787,347
Average family size	2.9	2.97	3.14
Housing units	116,167	1,750,927	115,904,641
Occupied units	108,288	1,590,647	105,480,101
Vacant units	7,879	160,280	10,424,540

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November 20, 2008

Local Information for Lexington, KY

Latitude: 38.029632 -- Longitude: -84.494642

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