Septic Systems 101 for Home Buyers
If you?re a city dweller who is looking for a home in the suburbs, it?s likely that you?re looking at homes with septic for the first time. This situation tends to make buyers nervous. It needn?t.
Let?s take an overview of what a simple septic system is, how it?s maintained, and what you can do if you?re buying a home that uses one. A septic system is a self-contained system for disposing of sewerage. They?re frequently found in rural and suburban areas that do not have public sewerage systems. The system one sees most often is a holding tank in which enzyme and bacterial action decomposes the waste material and buried lines in a drainage field use soil to strain out what remains.
Septic permits are usually issued specifying the number of bedrooms a house may have that is to be built on the lot for which the permit is being issued. How well the soil percolates (how well water drains through the soil) on the lot is taken into account when issuing the permit. It typically costs between $6,000 and $10,000 to install a conventional system in the part of the country I live in. Systems are usually adequate for the size of the house because of the permit system.
When a system and the demands of a household are in balance, it can be literally years between times any maintenance is needed. Some jurisdictions require that they be pumped periodically. There are companies which make a specialty of this. In my area it costs about $200 to have a septic tank pumped.
Home Buyer Precautions
There are a number of things a homebuyer can do when buying a home with a septic system to minimize the possibility of having a problem. You can make your contract offer subject to a septic inspection and pumping. You can ask the seller to sign an affidavit stating that to the best of his knowledge the permit was issued for the number of bedrooms the home has, or, alternatively, you can check at the courthouse yourself. Just call and ask what department handles the permits, then call that department and ask about archived information.
Water should not stand for hours after a heavy rain on property with a septic system. There should never be any unpleasant odor associated with a septic system.
Alternative Systems
What we?ve been talking about is a simple conventional septic tank and drain field. It used to be virtually impossible to install a septic system where the soil does not drain well, or where the water table is high. Clay soils don?t drain well. High water tables are often encountered near the ocean, near marshy areas, and in areas near large bodies of water. Some pretty amazing systems which can handle problem areas have been designed in recent years.
I was recently talking to a builder friend of mine who is building a new home for his own family. The soil on their property drains very poorly. He has done some research and has contracted out having an alternative system installed. He got three bids which ranged from $18,000 to $60,000. After talking to the manufacturer, he accepted the low bid. It looks like the finished job will come in right at $20,000 and the contractor is following the procedure recommended by the manufacturer.
I?ve seen very few re-sales of properties using these super-duper systems-on-steroids, but I predict they?ll start turning up fairly soon. My builder friend says he could build a house on a rock using the best new systems. It sounds like we have some interesting developments to look forward to, doesn?t it?
About Leon Sculti Leon Sculti is affliated with Sculti Properties, Inc., which is located in Port Chester, NY. For further assistance please use the contact information located on the right.
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Local Information for Port Chester, NY
Latitude: 41.005099 -- Longitude: -73.668822
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ZIP Codes for Port Chester, New York
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10573 
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Area Code for Port Chester, New York
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914
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Time zone for Port Chester, New York
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EST
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Port Chester is a village in Westchester County, New York, United States. The population is 27,867, according to the 2000 census, however, a July 1, 2002 Census estimate puts the village's population at 27,949. As a village, it is located in the Town of Rye.
Port Chester has a Metro North railroad station. The current mayor is Dennis Pilla.
In 1660, three settlers from "Greenwidge:" (later known as Greenwich, Connecticut) Thomas Stedwell, John Coe, and Peter Disbrow arranged to buy Manursing Island and the land near the Byram River from the Mohegan Indians. The land near the Byram River is now Port Chester. The Village was originally known as Saw Pit for the saw pits which were in use during the time. Logs were cut in holes in the ground for wood to be used for shipbuilding. The name of Sawpit was used for the first time in 1732. It eventually outgrew this name and became Port Chester by incorporating as a village in 1868. -- Source: Wikipedia.com
New York 2000 Census Population Profile Map
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Port Chester |
New York |
United States |
|---|
| Population |
27,867 |
18,976,457 |
281,421,906 |
|---|
| Median age |
34 |
35.9 |
35.3 |
|---|
| Median age for Male |
32.2 |
34.5 |
34 |
|---|
| Median age for Female |
36.1 |
37.2 |
36.5 |
|---|
| Households |
9,531 |
7,056,860 |
105,480,101 |
|---|
| Household population |
27,592 |
18,395,996 |
273,643,273 |
|---|
| Average household size |
2.89 |
2.61 |
2.59 |
|---|
| Families |
6,374 |
4,639,387 |
71,787,347 |
|---|
| Average family size |
3.44 |
3.22 |
3.14 |
|---|
| Housing units |
9,772 |
7,679,307 |
115,904,641 |
|---|
| Occupied units |
9,531 |
7,056,860 |
105,480,101 |
|---|
| Vacant units |
241 |
622,447 |
10,424,540 |
|---|
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Leon Sculti
Sculti Properties, Inc.
26 Nort Main Street
Port Chester, NY 10573
VOICE: 914-690-9092
FAX: 914-690-9093
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