November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Portland, OR

Latitude: 45.52304 -- Longitude: -122.640155

ZIP Codes for Portland, Oregon	97201 97202 97203 97204 97205 97206 97207 97208 97209 97210 97211 97212 97213 97214 97215 97216 97217 97218 97219 97220 97221 97222 97223 97224 97225 97227 97228 97229 97230 97231 97232 97233 97236 97238 97239 97240 97242 97251 97253 97254 97255 97256 97258 97259 97266 97267 97268 97269 97271 97272 97280 97281 97282 97283 97286 97290 97291 97292 97293 97294 97296 97298 97299
Area Code for Portland, Oregon	503
Time zone for Portland, Oregon	PST

Other Area Cities: Hillsboro, OR Portland, OR Beaverton, OR Lake Oswego, OR Milwaukie, OR Oak Grove, OR Raleigh Hills, OR Tigard, OR Tualatin, OR Vancouver, WA West Slope, OR Oregon City, OR Troutdale, OR Gresham, OR

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Portland is the largest city in the U.S. state of Oregon, and county seat of Multnomah County. It straddles the Willamette River immediately south of its confluence with the Columbia River. Portland is the third largest city in the Pacific Northwest after Seattle, Washington and Vancouver, British Columbia, with a population of 556,370 (July 1, 2005 estimate).[1] Approximately 2 million live in the surrounding metropolitan area (MSA), the 24th-largest in the U.S. Portland is known as "The City of Roses" or "Rose City" — its climate is ideal for their cultivation, and the city has many rose gardens, including the International Rose Test Garden in Washington Park. Other nicknames include "Stumptown" (due to early logging to clear land for development), "Bridgetown" (due to its numerous bridges), "Puddletown" (due to the rainy weather), "River City" (due to its proximity to the Willamette and Columbia), "PDX" (after the city's airport code), and "P-town". -- Source: Wikipedia.com

Oregon 2000 Census Population Profile Map

	Portland	Oregon	United States
Population	529,121	3,421,399	281,421,906
Median age	35.2	36.3	35.3
Median age for Male	34.2	35.1	34
Median age for Female	36.2	37.5	36.5
Households	223,737	1,333,723	105,480,101
Household population	514,129	3,343,908	273,643,273
Average household size	2.3	2.51	2.59
Families	118,447	877,671	71,787,347
Average family size	3	3.02	3.14
Housing units	237,307	1,452,709	115,904,641
Occupied units	223,737	1,333,723	105,480,101
Vacant units	13,570	118,986	10,424,540

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November 20, 2008

Local Information for Portland, OR

Latitude: 45.52304 -- Longitude: -122.640155

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