Home Buying - 3 Money Saving Secrets

Home buying is about finding the right house, and this includes getting the right price. There are five basic ways to buy a home for less. Here are three of them.

Home Buying Secret - Buy In Inexpensive Towns

Yes, there are still inexpensive towns that you might actually want to live in. In fact, there are still towns in this country where you can see a good movie, put the kids in a good school, go shopping, enjoy nearby natural beauty, and buy homes for under fifty thousand dollars. My wife and I bought a beautiful little home with hardwood floors, a full carpeted basement, and a garage, in a pretty mountain town, for $17,500, in 2002. You can still get homes for under $35,000 there.

What you can't find easily there, is a good job. These towns with the cheapest homes usually have a bad job situation. They are great places to retire to, or to move to if you have a business or profession that isn't location-dependent. Writers and internet entrepreneurs are beginning to discover them.

This may not work for you, of course. If you already have determined where you will be living, or if you need a town with high-paying jobs, try the following ways to save money.

Home Buying Secret - Buy Inexpensive Houses

One way to save when buying a home is to find a less expensive alternative that still fits your needs. This can mean buying in the inexpensive parts of town, or buying the inexpensive types of homes. Don't set your mind on one type of home or one neighborhood before you know what all the alternatives are.

This isn't about buying a cheap dump to save money, or buying in a dangerous part of town. It is more about a philosophy of defining your true needs so you can find the least expensive way to meet them. You may be surprised at what is available for less.

Home Buying Secret - Negotiate A Lower Price

No matter what you buy, you can save a lot if you know a few basic negotiating techniques. You'll find easy-to-learn techniques in any good book on negotiating. Is it worth a few minutes reading and an hour or two of practice to save thousands of dollars?

There are simple negotiating techniques that are used by the masters of negotiation. They are used in all areas of business and real estate. You don't need to become a master, though, to knock a couple thousand off the price of that next house. In fact, a little knowledge goes a long way in home buying.

Posted by Allen Nouis on December 13, 2008 at 12:00 AM

About Allen Nouis
Allen Nouis is affliated with PAUL ROTHENBERGER REALTY, which is located in Spearfish, SD. For further assistance please use the contact information located on the right.

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Local Information for Spearfish, SD

Latitude: 44.489803 -- Longitude: -103.852585

ZIP Codes for Spearfish, South Dakota	57783 57799
Area Code for Spearfish, South Dakota	605
Time zone for Spearfish, South Dakota	MST

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Spearfish is a city in Lawrence County, South Dakota, United States. The population was 8,606 at the 2000 census. Prior to the Black Hills Gold Rush of 1876, the area was used by Native Americans (primarily bands of Sioux but others also ranged through the area) who would spear fish in the creek (hence the name of the creek and subsequently the town). Once the gold rush started, the city was founded (1876) at the mouth of Spearfish Canyon, and Spearfish grew as a supplier of foodstuffs to the mining camps in the hills. Even today, a significant amount of truck farming or market gardening still occurs in the vicinity. In 1887, the accepted history of gold mining in the Black Hills was thrown into question by the discovery of what has become known as the Thoen Stone. -- Source: Wikipedia.com

South Dakota 2000 Census Population Profile Map

	Spearfish	South Dakota	United States
Population	8,606	754,844	281,421,906
Median age	31.7	35.6	35.3
Median age for Male	29.8	34.4	34
Median age for Female	33.9	36.7	36.5
Households	3,638	290,245	105,480,101
Household population	7,831	726,426	273,643,273
Average household size	2.15	2.5	2.59
Families	1,933	194,330	71,787,347
Average family size	2.85	3.07	3.14
Housing units	3,904	323,208	115,904,641
Occupied units	3,638	290,245	105,480,101
Vacant units	266	32,963	10,424,540

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Home Buying - 3 Money Saving Secrets

Local Information for Spearfish, SD

Latitude: 44.489803 -- Longitude: -103.852585

Enter our Photo Sweepstakes and Win $200 for your Spearfish photos!

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