Are You Afraid Of the Grass Being Greener On The Other Side?

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for cordova, TN

Latitude: 35.089023 -- Longitude: -89.793997

ZIP Codes for Germantown, Tennessee	38138 38139 38183
Area Code for Germantown, Tennessee	901
Time zone for Germantown, Tennessee	CST

Other Area Cities: Germantown, TN Bartlett, TN Collierville, TN Olive Branch, MS Memphis, TN

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Germantown is a city in Shelby County, Tennessee, United States. Germantown is best known as a suburb of Memphis, Tennessee. The city also is home to some of the highest real estate prices in the area. Bordering Memphis to the east, Germantown is a quiet town of streets lined with mature hardwood trees, and often stately homes. There is practically no industry in Germantown, but the city is home to significant retail. In the city center is the Old Town Germantown neighborhood, anchored by a depot and railroad tracks that recall the community's earliest days of development as an outpost along the Memphis and Charleston Railroad. Annual events in Germantown include the Germantown Festival, and the Germantown Charity Horse Show which lures equestrians from all over the country.The median income for a household in the city was $94,609, and the median income for a family was $103,726. Males had a median income of $77,857 versus $38,311 for females. -- Source: Wikipedia.com

Tennessee 2000 Census Population Profile Map

	Germantown	Tennessee	United States
Population	37,348	5,689,283	281,421,906
Median age	41.3	35.9	35.3
Median age for Male	41	34.5	34
Median age for Female	41.5	37.2	36.5
Households	13,220	2,232,905	105,480,101
Household population	37,314	5,541,337	273,643,273
Average household size	2.82	2.48	2.59
Families	11,064	1,547,835	71,787,347
Average family size	3.14	2.99	3.14
Housing units	13,676	2,439,443	115,904,641
Occupied units	13,220	2,232,905	105,480,101
Vacant units	456	206,538	10,424,540

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