November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Madison, WI

Latitude: 43.074613 -- Longitude: -89.394757

ZIP Codes for Madison, Wisconsin	53562 53593 53701 53702 53703 53704 53705 53706 53707 53708 53711 53713 53714 53715 53716 53717 53718 53719 53725 53726 53744 53774 53777 53778 53779 53782 53783 53784 53785 53786 53788 53789 53790 53791 53792 53793 53794
Area Code for Madison, Wisconsin	608
Time zone for Madison, Wisconsin	CST

Other Area Cities: Madison, WI Fitchburg, WI Middleton, WI Monona, WI Sun Prairie, WI

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Madison is the capital of Wisconsin, a state in the United States of America. It is the county seat of Dane County. Madison is also home to the University of Wisconsin-Madison. As of a 2005 census projection, Madison had a population of 221,551, making it the second largest city in Wisconsin, after Milwaukee, and the 85th largest in the United States. Counting the city's immediate suburbs, the area population exceeds 350,000. The city forms the core of the United States Census Bureau's Madison Metropolitan Statistical Area, which includes all of Dane County and neighboring Iowa and Columbia counties, had a 2000 census population of 501,774, and is one of the fastest-growing in Wisconsin. -- Source: Wikipedia.com

Wisconsin 2000 Census Population Profile Map

	Madison	Wisconsin	United States
Population	208,054	5,363,675	281,421,906
Median age	30.6	36	35.3
Median age for Male	29.9	35	34
Median age for Female	31.5	37.1	36.5
Households	89,019	2,084,544	105,480,101
Household population	195,221	5,207,717	273,643,273
Average household size	2.19	2.5	2.59
Families	42,458	1,386,815	71,787,347
Average family size	2.87	3.05	3.14
Housing units	92,394	2,321,144	115,904,641
Occupied units	89,019	2,084,544	105,480,101
Vacant units	3,375	236,600	10,424,540

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November 20, 2008

Local Information for Madison, WI

Latitude: 43.074613 -- Longitude: -89.394757

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