November 20, 2008
“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”
It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.
Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?
Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.
If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!
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Local Information for Madison, WI
Latitude: 43.074613 -- Longitude: -89.394757
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ZIP Codes for Madison, Wisconsin
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53562 
53593 
53701 
53702 
53703 
53704 
53705 
53706 
53707 
53708 
53711 
53713 
53714 
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53719 
53725 
53726 
53744 
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53777 
53778 
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53782 
53783 
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53785 
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53789 
53790 
53791 
53792 
53793 
53794 
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Area Code for Madison, Wisconsin
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608
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Time zone for Madison, Wisconsin
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CST
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Other Area Cities:
Madison, WI
Fitchburg, WI
Middleton, WI
Monona, WI
Sun Prairie, WI
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Madison is the capital of Wisconsin, a state in the United States of America. It is the county seat of Dane County. Madison is also home to the University of Wisconsin-Madison.
As of a 2005 census projection, Madison had a population of 221,551, making it the second largest city in Wisconsin, after Milwaukee, and the 85th largest in the United States. Counting the city's immediate suburbs, the area population exceeds 350,000. The city forms the core of the United States Census Bureau's Madison Metropolitan Statistical Area, which includes all of Dane County and neighboring Iowa and Columbia counties, had a 2000 census population of 501,774, and is one of the fastest-growing in Wisconsin.
-- Source: Wikipedia.com
Wisconsin 2000 Census Population Profile Map
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Madison |
Wisconsin |
United States |
|---|
| Population |
208,054 |
5,363,675 |
281,421,906 |
|---|
| Median age |
30.6 |
36 |
35.3 |
|---|
| Median age for Male |
29.9 |
35 |
34 |
|---|
| Median age for Female |
31.5 |
37.1 |
36.5 |
|---|
| Households |
89,019 |
2,084,544 |
105,480,101 |
|---|
| Household population |
195,221 |
5,207,717 |
273,643,273 |
|---|
| Average household size |
2.19 |
2.5 |
2.59 |
|---|
| Families |
42,458 |
1,386,815 |
71,787,347 |
|---|
| Average family size |
2.87 |
3.05 |
3.14 |
|---|
| Housing units |
92,394 |
2,321,144 |
115,904,641 |
|---|
| Occupied units |
89,019 |
2,084,544 |
105,480,101 |
|---|
| Vacant units |
3,375 |
236,600 |
10,424,540 |
|---|
Visit US Census
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Janet Byrne
Stark Company Realtors
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