November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Lake Geneva, WI

Latitude: 42.59238 -- Longitude: -88.434424

ZIP Codes for Lake Geneva, Wisconsin	53147
Area Code for Lake Geneva, Wisconsin	262
Time zone for Lake Geneva, Wisconsin	CST

Other Area Cities: Lake Geneva, WI Delavan, WI Paddock Lake, WI

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Lake Geneva is a city in Walworth County, Wisconsin, United States. The population was 7,148 at the 2000 census. A resort city located on Geneva Lake, it is southwest of Milwaukee, and popular with tourists from metropolitan Chicago, Illinois and Milwaukee. The city operates under a mayor-council form of government. The city has recently annexed a large tract that will expand it around the south shore of Geneva Lake. The lake and town were originally named after the town of Geneva, New York, located on Seneca Lake, in which early settler John Brink saw a resemblance. Geneva, to avoid confusion with the nearby town Geneva, Illinois, was renamed Lake Geneva; later the lake was renamed Geneva Lake. In practice both forms are used for the lake, but never for the city. -- Source: Wikipedia.com

Wisconsin 2000 Census Population Profile Map

	Lake Geneva	Wisconsin	United States
Population	7,148	5,363,675	281,421,906
Median age	36.5	36	35.3
Median age for Male	34.6	35	34
Median age for Female	38.7	37.1	36.5
Households	3,053	2,084,544	105,480,101
Household population	7,119	5,207,717	273,643,273
Average household size	2.33	2.5	2.59
Families	1,801	1,386,815	71,787,347
Average family size	3.01	3.05	3.14
Housing units	3,757	2,321,144	115,904,641
Occupied units	3,053	2,084,544	105,480,101
Vacant units	704	236,600	10,424,540

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November 20, 2008

Local Information for Lake Geneva, WI

Latitude: 42.59238 -- Longitude: -88.434424

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